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sidetabindex
Fixed Deposit

7.25%

Individual (2 Years To 3 Years)

7.75%

Senior Citizen (2 Years To 3 Years)

Services

Services

Services

We are providing under noted banking services to our customers.

  • All our branches are having connectivity under core banking solution (CBS) customers can have cash, transfer, clearing transactions from any of the branches.
  • Customers can transfer the fund under RTGS/NEFT through our all branch.
  • We provide SMS Services.
  • Safe Deposit vault locker facility provided .
  • Outstation cheques are being collected.
  • Demand Draft facility available.
  • Stamp Franking Facility available at Bapunagar Branch.
  • We offer attractive rate of interest on time deposits and also offer 0.50% more interest to senior citizens, on time deposits of 30 days and above.
  • We provide credit facility to our customer with various credit schemes.
  • E-Stamping available at our Nikol Branch and Kathwada Branch.

Contact Us
Service

Service Charges

 

Sr. No. Nature of Service Charges
1 Duplicate Statement / Passbook Issue Charges    
  For Saving a/cs Rs. 100/- + 18% GST
  For other a/cs
       
2 Half Yearly Incidental Charges  
  For Saving a/cs –
  For other a/cs Rs. 150/- + 18% GST
       
3 A/C Closed charges    
  Before 1 yrs    
  For Saving a/cs Rs. 150/- + 18% GST
  For other a/cs Rs. 200/- + 18% GST
       
4 Cash Service charges (Above 2 Lakh) (Per Lakh) Rs. 100/- + 18% GST          Max  Rs. 2500/- + 18% GST
       
5 Minimum Balance for Accounts    
  For Saving a/cs  (with Chequebook) up to Rs. 200/- Rs. 50/- + 18% GST
                                                  Rs. 201/- to Rs. 400/- Rs. 40/- + 18% GST
                                                  Rs. 401/- to Rs. 600/- Rs. 30/- + 18% GST
                                                  Rs. 601/- to Rs. 800/- Rs. 20/- + 18% GST
                                                  Rs. 801/- to Rs. 999/- Rs. 10/- + 18% GST
  For Current a/cs                                up to Rs. 400/- Rs. 100/- + 18% GST
                                                 Rs. 401/- to Rs. 800/- Rs. 80/- + 18% GST
                                               Rs. 801/- to Rs. 1200/-  Rs. 70/- + 18% GST
                                             Rs. 1201/- to Rs. 1600/- Rs. 40/- + 18% GST
                                             Rs. 1601/- to Rs. 1999/- Rs. 20/- + 18% GST
       
6 Inward RTGS and NEFT charges No charges
       
7 Outward RTGS charges    
  2 Lakh & Above No charges
       
8 Outward NEFT charges    
  Up to 2 Lakh No charges
  2 Lakh & Above
       
9 Confidental Report charges Rs. 200/- + 18% GST
       
10 Local Pay order / DD issue charges (Per Rs.1000/-) Rs. 2/- + 18% GST Min. Rs.30/- + 18% GST  Maxi. Rs.2500/- + 18% GST
       
11 DD of other Bank issue charges (Per Rs.1000/-) Rs. 3/- + 18% GST Min. Rs.30/- + 18% GST  Maxi. Rs.2500/- + 18% GST
       
12 Cancellation charges of DD / Pay order  Rs. 50/- + 18% GST
       
13 Outward Bills for Collection (Per Rs.1000/-)  Rs. 4/- + 18% GST        Min Rs. 40/- + 18% GST         Max Rs. 4000/- + 18% GST
       
14 Inward Bills for Collection (Per Rs.1000/-)  Rs.3/-  + 18% GST          Min Rs.100/- + 18% GST   Max Rs. 4000/- + 18% GST
       
15 Signature varification charges Rs. 100/- + 18% GST
       
16 Cheque Book Issue charges (Per Leaf)    
  For Saving a/cs (Financial Year 20 leave free) Rs. 2/- + 18% GST 
  For other a/cs (Financial Year 30 leave free) Rs. 2/- + 18% GST 
       
17 Cheque Stop Payment charges (Per Cheque)    
  For Saving a/cs Rs. 100/- + 18% GST More than 2 chqs. Rs 300/- + 18% GST (max.)
  For other a/cs Rs. 200/- + 18% GST More than 2 chqs. Rs 300/- + 18% GST (max.)
       
18 Inward Cheque Return charges SB A/c Other A/c
  Up to RS. 50000/- Rs. 100/- + 18% GST Rs. 200/- + 18% GST
  Above 50000/- to 100000/- Rs. 200/- + 18% GST Rs. 250/- + 18% GST
  Above 100000/- to 200000/- Rs. 250/- + 18% GST Rs. 300/- + 18% GST
  Above 200000/- to 500000/- Rs. 300/- + 18% GST Rs. 400/- + 18% GST
  Above 500000/- Rs. 300/- + 18% GST Rs. 500/- + 18% GST
       
19 Outward Cheque Return charges Rs. 100/- + 18% GST
       
20 ECS    
  ECS Registration Charges Rs. 250/- + 18% GST
  ECS Return charges Rs. 350/- + 18% GST
       
21 Balance and Other Certificate Issuing Charges Rs. 200/- + 18% GST
       
22 Solvancy Certificate Charge     up to 1 lakh Rs.300/- + 18% GST
  Above 1 lakh to 5 lakh Rs.1000/- + 18% GST
  Above 5 lakh to 10 lakh Rs.2500/- + 18% GST
  Above 10 lakh to 25 lakh Rs.3000/- + 18% GST
  Above 25 lakh & above Rs.4000/- + 18% GST
       
23 Processing charges new limit / Term laon 0.60% sanc.limit Max. Rs. 25000/- + C-GST 9% + S-GST 9% (Total 18%)
  Builder Project loan Processing Charges 0.60% + 18% GST
       
24 Renewal of limit 50% of the  processing charge of new limit Max Rs. 12500/- + C-GST 9% + S-GST 9% (Total 18%)
  For Builder Project Loan Rs. 25000/- + 18% GST
       
25 Renewal of limit with enhancement (A) For Existing Limit : 50% of the  processing charge of new limit Max Rs. 12500/- + C-GST 9% + S-GST 9% (Total 18%) (B) For Additional Limit : 0.60% sanc.limit Max. Rs. 25000/- + C-GST 9% + S-GST 9% (Total 18%)  Total Processing Chanrge (A+B) (Not more than 25000 + GST)
       
26 Adhoc limit 0.5% of Adhoc Limit + 18% GST
       
27 CIBIL Report Charge for all Borrowing A/C (Per Report) for Commercial  Rs. 500/- + 18% GST          
       
28 Clearance of chq.against effect 15% per annum + C-GST 9% + S-GST 9% (Total 18%)
       
29 TOD -Excess over limit 0.5% of TOD Limit + 18% GST
       
30 Late Submisson of Stock stat. (per month) Rs.100/-  + 18% GST
       
31 Providing of credit opinion including introduction ( when no credit limit availed from us) Rs. 500/- + 18% GST
       
32 Inspection charges (for regular accounts half yearly payments)  
  Rs. 2 Lakh to Rs. 10 Lakh Rs. 400/- + 18% GST
  Above Rs. 10 Lakh to Rs. 20 Lakh Rs. 500/- + 18% GST
  Above Rs. 20 Lakh to Rs. 50 Lakh Rs. 750/- + 18% GST
  Above Rs. 50 Lakh to Rs. 1 Crore Rs. 1000/- + 18% GST
  Above Rs. 1 Crore Rs. 1500/- + 18% GST
       
33 Half yearly service charge in  ODHP/ODBT/ODCCC/KVCC/KVOD a/c (as per limit)    
  up to 25000/- Rs. 75/- + 18% GST
  25001/- to 100000/- Rs. 150/- + 18% GST
  100001/- to 500000/- Rs. 250/- + 18% GST
  500001/- to 1000000/- Rs. 350/- + 18% GST
  1000001/- to 5000000/- Rs. 900/- + 18% GST
  Above 5000000/- Rs. 1200/- + 18% GST
       
34 Lifting of Marking of Lien on NSC/KVP/RBI Bonds/IVP/Assignment of Lic Policies (per policy) Rs.100/- + 18% GST
       
35 Remittance against tender of Cash (DD/PO) Maxi.Remittence Rs.50000/- for non a/c holders (normal charges + Rs. 2.30/- per Rs. 1000/-) Rs. 2/- + 18% GST
     
36  Commitment charges in ODHP/ODBT/ODCC/KVCC/ODKV/ODLBM on Credit limit used below 70%, the commitment charges 2% on unutilized limit upto 70% of sanctioned limit (Only for the limit more than Rs. 10 Lakh) + GST 18%
     
37 SMS Charges Half Yearly in (005,012,013,016,065,074,081) type of Customer's A/C Rs. 50/- + 18% GST
     
38 ATM Card User Charges (Yearly) Rs. 150/- + 18% GST
  ATM Card : Issue of Duplicate card Charge Rs. 150/- + 18% GST
  ATM Re-Generate Pin Mailer Charge Rs. 100/- + 18% GST
     
39 SMS Charges quaterly in Savings A/C (Per SMS)  Rs. 0.15/- + 18% GST           Max Rs. 15/- + 18% GST
     
40 Loan Pre-Payment Charge (Loan takeover by other FI) Only for Business Loan (i.e.  Machinery, Cash Credit, Working Capital, Mortgage) 2% of Pre-Paid Amount
     
41 Penal Charges 3% of Overdue Amount
     

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