Bank`s Lending`s Interest Rates
| 1 | Instant Loan against Gold Jewelery | 8.90% |
| 2 | Loan/Cash Credit/Book Debt/Plant and Machinery for Business | 13.50% to 13.75% |
| 3 |
Loan/Cash Credit/Book Debt/Plant & Machinery (against NA/NOC Cleared Property) for Business (Above Rs. 25.00 Lakhs) (10.25% up to Rs. 25.00 Lakhs) (Rs. 50 Lakhs to Rs. 1 Crore 9.80%),(Rs. 1 Carore and above 9.40%) |
9.40% to 10.25% |
| 4 |
Land and Building Loan (against NA/NOC Cleared Property) for Business (Upto Rs. 25.00 Lakhs 11.20%) (Aboce Rs. 25 Lakhs and upto Rs. 50 Lakhs 11.00%) (Rs. 50 Lakhs to Rs. 1 Crore 10.25%) |
10.25% to 11.20% |
| 5 | Housing Loan (Upto Rs. 25 Lakhs 8.50%)( Above Rs. 25 Lakhs 8.60%) ( Housing Loan for women 8.40%) | 8.40% to 8.60% |
| 6 |
Mortgage loan against property or Karnavati trade development loan/overdraft (against NA/NOC Cleared Property) |
12.50% |
| 7 | Karnavati Trade Development Special Scheme Cash Credit/Overdraft (up to Rs. 2 lakh without security) | 13.50% |
| 8 |
For Medical Practitioner (MBBS/MS/MD/BDS/MDS/BAMS/BHMS) (against NA/NOC cleared property 8.90%) (Without NA/NOC property 13.00%) |
8.90% to 13.00% |
| 9 | Loan for Vehicle (2 Wheeler) | 11.00% |
| 10 |
Loan for Vehicle (4 Wheeler for 5 year 8.50%) (4 Wheeler for 5 year to 7 year 9.00%) |
8.50% to 9.00% |
| 11 | Loan for Vehicle (Commercial) | 13.00% |
| 12 | Loan for old Vehicle (4 Wheeler) | 12.00% |
| 13 |
Education Loan (Upto Rs. 25 Lakhs 9.35%) (Above Rs. 25 Lakhs 9.80%) |
9.35% to 9.80% |
| 14 | Unsecured Loan (Personal Loan/Cash Credit) | 13.75% |
| 15 | Secured Loan (OD-NSC/LIC) | 9.25% |
| 16 | Old plant and machinery (1.50% more in case of property without NA/NOC) | 11.50% to 13.25% |
| 17 | Solar System Financing Scheme (with Property & without Property up to 3 Lakh) | 9.75% & 12.00% |
| 18 | Shree Vajpai Bankable Yojana / Jyoti Gramodhyog Vikas Yojana | 10.25% |
| 19 | CRE-Builder Loan | 12.75% |
| 20 | Secured Personal Loan (up to 20 Lakhs) | 12.00% |
| * Please contact the nearest branch for more information. | ||