Bank`s Lending`s Interest Rates
| 1 |
Instant Loan against Gold Jewelery Rs. 3.50 Lakh Gold Loan (Overdraft/CC) up to Rs. 25 Lakh |
8.90% to 9.50% |
| 2 | Loan/Cash Credit/Book Debt/Plant and Machinery for Business | 13.50% to 13.75% |
| 3 |
Loan/Cash Credit/Book Debt/Plant & Machinery (against NA/NOC Cleared Property) for Business (9.50% up to Rs. 25.00 Lakhs) (Rs. 25 Lakhs to Rs. 1 Crore 10.00%),(Rs. 1 Carore and above 9.40%) |
9.40% to 10.00% |
| 4 |
Land and Building Loan (against NA/NOC Cleared Property) for Business (Upto Rs. 25.00 Lakhs 10.25%) (Aboce Rs. 25 Lakhs and upto Rs. 50 Lakhs 10.50%) (Above Rs. 50 Lakhs 10.00%) |
10.00% to 10.50% |
| 5 |
Housing Loan (Upto Rs. 25 Lakhs 8.50%)( Above Rs. 25 Lakhs 8.60%) ( Housing Loan for women 8.40%)(Applicant Above 60 yrs 9.50%)(CIC >= 700) (CIC Between 600 to 700) (CIC < 600) |
8.40% to 9.50% 8.60% to 9.70% 8.90% to 10.00% |
| 6 |
Mortgage loan against property or Karnavati trade development loan/overdraft (against NA/NOC Cleared Property) |
12.50% |
| 7 | Karnavati Trade Development Special Scheme Cash Credit/Overdraft (up to Rs. 2 lakh without security) | 13.50% |
| 8 |
For Medical Practitioner (MBBS/MS/MD/BDS/MDS/BAMS/BHMS) (against NA/NOC cleared property 9.60%) (Without NA/NOC property 13.00%) |
9.60% to 13.00% |
| 9 | Loan for Vehicle (2 Wheeler) | 11.00% |
| 10 |
Loan for Vehicle (4 Wheeler for 5 year to year) (CIC >= 700) (CIC Between 600 to 700) (CIC < 600 ) |
7.95% 8.20% 8.45% |
| 11 | Loan for Vehicle (Commercial) | 11.50% |
| 12 | Loan for old Vehicle (4 Wheeler) | 12.00% |
| 13 |
Education Loan (Upto Rs. 25 Lakhs 9.35%) (Above Rs. 25 Lakhs 9.80%) |
9.35% to 9.80% |
| 14 |
Unsecured Loan (Personal Loan/Cash Credit) (CIC >= 700) (CIC Between 600 to 700) (CIC < 600) |
12.95% 13.20% 13.45% |
| 15 | Secured Loan (OD-NSC/LIC) | 9.25% |
| 16 | Old plant and machinery (1.50% more in case of property without NA/NOC) | 11.50% to 13.25% |
| 17 | Solar System Financing Scheme (with Property & without Property up to 3 Lakh) | 9.75% & 12.00% |
| 18 | Shree Vajpai Bankable Yojana / Jyoti Gramodhyog Vikas Yojana | 10.25% |
| 19 | CRE-Builder Loan | 12.75% |
| 20 |
Secured Personal Loan (up to 20 Lakhs) (CIC >= 700) (CIC Between 600 to 700) (CIC < 600) |
12.00% 12.20% 12.50% |
| 21 | Personal Loan against existing mortgage property (up to Rs 5 Lakh) | 10.25% |
| 22 | Unsecured Govt. Employee Loan (Rs. 5 Lakh) | 14.00% |
| 23 | TL Saral / Saral Cash Credit | 13.00% |
| * Please contact the nearest branch for more information. | ||